Bobby was born and raised in downtown Cincinnati, Ohio and Fannie was born and raised in Pineville (Fourmile) Ky.
They met for the first time in Cincinnati in 1958, then again in 1962. Through letters from California, Bobby proposed and Fannie accepted. He made the trip rather quickly, and they were married at the Justice Of The Peace in Covington, Ky., on Feb. 18, 1963.
They then went to Long Beach, Calif., where they started their life together. They eventually moved back to Hamersville to settle and raise their family and now reside in Bethel.
The Ratliffs were blessed with four daughters, Connie Hesler, of Hamersville, Christine Meade, of Sardinia, Katherine Jones, of Sardinia, and Bobbie Perry, of Felicity. They also are blessed with 11 grandchildren: Keri Parker, Kandra Barnes, Dannielle Watkins, Miranda Hesler, Cory Meade, Kal Meade, Christian Amburgey, Todd Ridener, Addison Jones, Austin Perry, Ally Perry, and seven great grandchildren, Sydney Morrison, Jaylin Drollinger, Rilei Drollinger, Layndan Croswait, Serenity Mays, Marshall Watkins and Daniel Watkins. Bobby and Fannie had a private family celebration.